Conversations with Attorney D.J. Rausa, a San Diego Bankruptcy Attorney
Posted in Bankruptcy on Mar 5th, 2010
The State of California has decided to add insult to injury to those who have lost their home through foreclosure or have sold it at a short sale. The tax break preventing the issuance of a 1099 cancellation of debt is no longer available starting tax year 2009. Previously, for tax year 2007 and 2008, [...]
Posted in Bankruptcy on Feb 23rd, 2010
The newly enacted credit card reform bill was designed to help consumers better manage their credit card debt, with provisions for less volatile interest rates, more communication and fixed payment policies. In theory, the changes should help San Diego consumers with credit card debt manage their bills better, but it’s not a bed of roses. [...]
Posted in Bankruptcy on Feb 17th, 2010
Just a little information regarding credit reports. There are 3 major credit reporting agencies out there: Experian, Trans Union, and Equifax, plus dozens of other less-known ones. What information you need from a credit report may dictate what agency you should go to and how much you should spend to obtain one. Some versions of [...]
